Calculator · Hitting A Financial Grand Slam
Federal Income Tax Estimator
Estimate your 2026 or 2027 federal income tax, including Social Security and the new senior deduction.
Your situation
Tax year
Filing status
Gross incomeWages, pensions, IRA withdrawals, interest — everything except Social Security.
$
Annual Social Security benefitsOnly part of this may be taxed — we figure that out for you.
$
Age 65 or older
Estimated federal tax
$0.00
Effective rate
0.0%
Tax bracket
10%
How we got there
Taxable Social Security$0.00
Tax-free Social Security$0.00
Estimated AGI$0.00
Standard deduction$33,200.00
Age 65+ add-on$0.00
Senior deduction (2025–2028)$0.00
Total deductions$33,200.00
Taxable income$0.00
Estimated federal income tax$0.00
The senior deduction gives up to $6,000 per person 65+, shrinking by 6% of income over $75,000 (single) or $150,000 (married). Effective rate = tax ÷ (gross income + Social Security).
This is an educational estimate only. It does not include state taxes, credits, itemized deductions, AMT, NIIT, or other adjustments. Always consult a tax professional or use official IRS tools for actual filing.
Educational planning tool; not personalized financial advice. Nothing you type is saved or sent anywhere — use Save as PDF to keep a copy.