Chapter 7 · Hitting A Financial Grand Slam

Complete Debt Inventory

List each debt once. Choose Avalanche (highest APR first) or Snowball (smallest balance first). Only debts with a balance and every input filled in get an attack order.

Plan settings

Payoff method

Extra monthly payment

Snapshot date (optional)

Your debts

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Total balance$0.00

Total minimums$0.00

Approx. monthly interest$0.00

Red outline on a minimum = it's below the estimated monthly interest. Interest estimate = balance × APR ÷ 12 — a rough current-month figure, not your statement. Enter APR as 24, meaning 24%.

Payoff plan

Total listed monthly minimums$0.00

Extra monthly payment$0.00

Total monthly debt budget$0.00

First debt to attackComplete debt inputs

First debt: planned monthly payment$0.00

Active debts ready for ranking0

Rows needing completion0

Target consumer-debt-free date

Pay every minimum first, then send the extra amount to the #1 debt. Ties go to the earlier row. This is an inventory and attack-order planner — it doesn't estimate payoff dates (use the Debt Snowball calculator for that). When a debt is paid off, set its balance and minimum to zero.

Educational planning tool; not personalized financial advice. Nothing you type is saved or sent anywhere — use Save as PDF to keep a copy.