Chapter 2 · Hitting A Financial Grand Slam
Monthly Budget Builder
Enter monthly amounts. Totals and percentages calculate automatically, and blank inputs count as zero. Targets are adjustable guidelines, not requirements.
Monthly income — after tax
Primary income (after tax)
$
Secondary income / side income
$
Other income
$
Total monthly income — after tax$0.00
Needs
Rent / mortgage
$
Utilities (electric, gas, water)
$
Groceries
$
Transportation (gas, insurance, payment)
$
Health insurance / medical
$
Minimum debt payments
$
Childcare / dependent care
$
Other essentials
$
Total needs$0.00
Wants
Dining out / entertainment
$
Subscriptions (streaming, apps, gym)
$
Shopping / clothing
$
Hobbies
$
Travel / vacation savings
$
Other discretionary
$
Total wants$0.00
Savings & debt payoff
Emergency fund contribution
$
Retirement contributions (401k / IRA)
$
Extra debt payments (above minimum)
$
Short-term savings goal
$
Long-term investment contributions
$
Total savings & debt payoff$0.00
Budget summary
CategoryMonthlyActual %Target %
Needs$0.000.0%%
Wants$0.000.0%%
Savings & debt payoff$0.000.0%%
Total allocated$0.000.0%100.0%
Unallocated$0.00
Enter monthly income to begin.
Avoid double counting: if take-home pay already excludes workplace retirement contributions or insurance premiums, don't enter those deductions again. Minimum debt payments go in Needs; only extra payments go in Savings & Debt Payoff.
Travel savings are classified as Wants. Enter each contribution once.
Educational planning tool; not personalized financial advice. Nothing you type is saved or sent anywhere — use Save as PDF to keep a copy.