Chapter 6 · Hitting A Financial Grand Slam
Sacrifices vs. Payoff
Compare a temporary spending reduction with its potential long-term payoff. Enter monthly savings and how many months you'll keep each sacrifice.
Assumptions
Illustrative annual return
%
Projection horizon (years)
The 7% starting rate is an editable illustration—not a guarantee or forecast. Monthly compounding, deposits at month-end, and no more deposits after the sacrifice ends. Taxes, fees, inflation and market swings are excluded.
What I'm giving up
$
Freed up—
Value in 10 yr—
Growth—
$
Freed up—
Value in 10 yr—
Growth—
$
Freed up—
Value in 10 yr—
Growth—
$
Freed up—
Value in 10 yr—
Growth—
Total freed up$0.00
Projected value at 10 years$0.00
Projected growth$0.00
If a duration is longer than the horizon, "Extend horizon" appears. Increase the horizon or shorten that sacrifice.
Reference — investing $100 every month
1 year of contributions$1,239.26
3 years of contributions$3,993.01
5 years of contributions$7,159.29
10 years of contributions$17,308.48
20 years of contributions$52,092.67
Your decision
Investment returns are uncertain and losses are possible.
Educational planning tool; not personalized financial advice. Nothing you type is saved or sent anywhere — use Save as PDF to keep a copy.